Loan Calculator
Calculate the monthly payment, total interest, and total cost of any fixed-rate loan.
此頁面尚未完整翻譯，部分內容以英文顯示。
Monthly payment
$386.66
Total interest
$3,199.36
Total paid
$23,199.36
公式與方法
M = P · i / (1 − (1 + i)^−N), where P is the principal, i the monthly rate (annual ÷ 12 ÷ 100), and N the number of monthly payments.
Standard amortizing loan with equal monthly payments. Calculated locally in your browser.
範例
- $20,000 at 6% for 5 years → ≈ $386.66 / month — Total interest ≈ $3,199.36 over 60 payments.
常見問題
Does this include taxes or fees?
No. It computes principal and interest only. Add any fees separately.
What if the rate is 0%?
With a 0% rate the payment is simply the amount divided by the number of months.
隱私
所有運算都在您的瀏覽器本機完成，資料絕不會上傳。
免責聲明: Estimates for educational purposes only, not financial advice.