Loan Calculator
Calculate the monthly payment, total interest, and total cost of any fixed-rate loan.
此页面尚未完整翻译，部分内容以英文显示。
公式与方法
M = P · i / (1 − (1 + i)^−N), where P is the principal, i the monthly rate (annual ÷ 12 ÷ 100), and N the number of monthly payments.
Standard amortizing loan with equal monthly payments. Calculated locally in your browser.
示例
- $20,000 at 6% for 5 years → ≈ $386.66 / month — Total interest ≈ $3,199.36 over 60 payments.
常见问题
Does this include taxes or fees?
No. It computes principal and interest only. Add any fees separately.
What if the rate is 0%?
With a 0% rate the payment is simply the amount divided by the number of months.
隐私
所有运算都在您的浏览器本地完成，数据绝不会上传。
免责声明: Estimates for educational purposes only, not financial advice.
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