Mortgage Calculator
Estimate your monthly mortgage payment and total interest over the loan term.
Esta página aún no está totalmente traducida. Parte del contenido se muestra en inglés.
Fórmula y metodología
M = P · i / (1 − (1 + i)^−N), with P the loan amount, i the monthly interest rate, and N the total number of monthly payments.
Principal-and-interest only, fixed rate, equal monthly payments. Property tax, insurance, and PMI are not included.
Ejemplo resuelto
- $300,000 at 6.5% for 30 years → ≈ $1,896.20 / month — Total interest ≈ $382,633 over 360 payments.
Preguntas frecuentes
Does this include property tax and insurance?
No. It covers principal and interest only. Escrow items vary by location and should be added separately.
Can I use it for refinancing?
Yes — enter the new balance, rate, and remaining term.
Privacidad
Todo el procesamiento ocurre localmente en tu navegador. Tus datos nunca se suben.
Aviso legal: Estimates for educational purposes only, not financial or lending advice.